| 🔴Plumbing – Rough & Finish | $6,620 | $4,200 | $6,200 | 57.6% | Sunshine excludes fixture supply (owner-supplied); Coastal includes Kohler/Delta mid-range ($1,200 allowance); Gulf Coast includes premium fixtures + tankless water heater rough-in. |
| 🔴Electrical | $3,200 | $2,850 | $4,100 | 43.9% | Gulf Coast includes panel upgrade and LED recessed lighting ($4,100); others do not. Sunshine lowest at basic GFCI/hood/under-cabinet only. |
| 🔴Drywall & Painting | $2,400 | $1,950 | $2,800 | 43.6% | Gulf Coast specifies premium Benjamin Moore Aura with full skim coat; Coastal does patch/skim/prime + 2 coats; Sunshine patches only affected areas. |
| 🔴Flooring – Materials & Prep | $5,103 | $2,304 | $6,525 | 183.2% | Coastal includes Schluter DITRA membrane ($1,680); Gulf Coast includes waterproofing + larger format tile (24×48). Tile size varies: Coastal 24×24/12×24, Sunshine 18×18/12×12, Gulf Coast 24×48. |
| 🔴Cabinets & Millwork | $5,130 | $3,780 | $9,720 | 157.1% | Gulf Coast includes master bath double vanity 72-inch custom ($3,600). Semi-custom inset dovetail at $340/lf vs Coastal at ~$285/lf vs Sunshine stock at $210/lf. |
| 🔴Kitchen Sink & Faucet | $780 | $520 | $1,140 | 119.2% | Gulf Coast specifies Kohler Vault undermount + Purist faucet ($1,140); Coastal Kohler undermount + Delta pull-down ($780); Sunshine drop-in style ($520). Fixture quality differs significantly. |
| 🔴Tiling – Labor & Installation | $2,975 | $2,240 | $4,950 | 121% | Gulf Coast at $11/sf premium large-format with epoxy grout; Coastal/Sunshine at $7-9/sf basic set/grout. Gulf Coast labor significantly higher for premium installation methods. |
| 🔴Master Bath Shower Rebuild | $4,200 | $3,600 | $5,800 | 61.1% | Coastal includes custom tile surround with niche and linear drain ($4,200); Sunshine shower pan/fixtures basic ($3,600); Gulf Coast custom with dual niches, bench, Schluter linear drain ($5,800). |
| 🔴Master Bath Vanity | $2,100 | $1,400 | $3,600 | 157.1% | Gulf Coast 72-inch custom double vanity with quartz ($3,600); Coastal 60-inch soft-close quartz ($2,100); Sunshine 48-inch standard top ($1,400). Size and quality differ significantly. |
| 🔴Countertops – Quartz | $3,696 | $3,108 | MISSING | 18.9% | Coastal & Sunshine list kitchen countertops separately (Calacatta 3cm); Gulf Coast rolls countertop cost ($3,108 @ $74/sf) into Tiling line item ($13,540). Line item organization obscures scope. |
| 🔴Demolition & Haul-off | $3,800 | $2,900 | $4,400 | 51.7% | Gulf Coast includes dust barriers and full protection ($4,400); Coastal full demo ($3,800); Sunshine basic demo ($2,900). Coastal quotes demo in 'Other' section — should be separate line. |
| 🔴Permits & Fees | $1,850 | $1,800 | $2,200 | 22.2% | Sunshine notes permits NOT included in base estimate (owner responsible). Coastal/Gulf Coast include permits. Sunshine's base cost artificially low if permits must be added separately. |
| 🔴Project Management & Cleanup | $950 | $420 | $1,400 | 233.3% | Gulf Coast includes daily site supervision + detail cleanup ($1,400); Coastal cleanup/walkthrough ($950); Sunshine final cleanup only ($420). Project oversight scope differs significantly. |
| 🔴Contractor Fee / Contingency | MISSING | $2,965 | $2,901 | 2.2% | Sunshine includes 10% contractor fee ($2,965) in total; Gulf Coast includes 5% contingency reserve ($2,901). Coastal does not break out fee or contingency separately — potentially hidden in other line items. |